Credit card spending in Germany 2025| ��ƽ��

Value of credit card transactions for payments in Germany from 2000 to 2025 (in million euros, and estimates in U.S. dollars)

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Sources

Release date

July 2026

More information

Region

Germany

Survey time period

July 2026

Special properties

Credit card figures include cards with a credit function and a delayed debit function.

Supplementary notes

The figures have been taken from several publications, as (the quality of) data tracking of card payments can vary significantly between countries, and to unify figures across different countries worldwide.

All figures stem from either the��or the��. Both use figures submitted by the country's central bank to either or both sources.

2022 figures and beyond - release date November 2023 and later - made significant strides in reporting quality, sometimes causing significant breaks in methodology in individual countries. ��ƽ�� sometimes still had to calculate figures, however, as card figures were split between non-remote and remote use cases, or credit cards were not always clearly defined.��

Depending on the content, additional sources were used:

Per capita, 15 years and older:��;
U.S. dollar conversion:��rates from the Bank for International Settlements (BIS).

Citation formats

The value of payments made with cards with a credit function in Germany increased overall between 2012 and 2025. In 2012, the value of credit card payments amounted to approximately billion euros in the country. In 2025, it exceeded * billion euros. Originally denominated in euros, the data was converted to U.S. dollars by ��ƽ�� to allow for cross-country comparisons worldwide.