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Region
United States
Survey time period
2018
Supplementary notes
* The Texas Department of Insurance developed home insurance policy forms that are similar but not identical to the standard forms. In addition, due to the Texas Windstorm Association (which writes wind-only policies) classifying HO-1, 2 and 5 premiums as HO-3, the average premium for homeowners insurance is artificially high.
Based on the HO-4 renters insurance policy for tenants. Includes broad named-peril coverage for the personal property of tenants.
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