In 2025, the most common reason for small firms to not offer health benefits in the United States was that the cost of health insurance is too high, which was chosen by ** percent of respondents. The other two main reasons cited were that the firms are too small, with ** percent of respondents, and that employees are covered under another plan, including spouse's, with ** percent of respondents choosing these respectively.
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KFF. (October 22, 2025). Most common reasons for small firms not offering health benefits in the United States in 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/
KFF. "Most common reasons for small firms not offering health benefits in the United States in 2025." Chart. October 22, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/
KFF. (2025). Most common reasons for small firms not offering health benefits in the United States in 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/
KFF. "Most Common Reasons for Small Firms Not Offering Health Benefits in The United States in 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 22 Oct 2025, /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/
KFF, Most common reasons for small firms not offering health benefits in the United States in 2025 ÌÇÐÄÆÆ½â°æ, /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/ (last visited August 05, 2026)
Most common reasons for small firms not offering health benefits in the United States in 2025 [Graph], KFF, October 22, 2025. [Online]. Available: /statistics/654812/reasons-for-small-firms-not-offering-health-benefits-usa/