The operating expense ratio of property and casualty (P/C) insurers in Canada remained somewhat consistent from 1990 to 2019. The operating expense ratio peaked in 1999, when over ** percent was reached. In 2019, the operating expense ratio of Canadian P/C insurers was **** percent - up slightly from ** percent the previous year. The operating expense ratio of P/C insurers stood at **** percent in 2006 - the lowest point reached during the period under observation.
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Insurance Bureau of Canada. (June 20, 2020). Operating expense ratio of property and casualty insurers in Canada from 1990 to 2019 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/
Insurance Bureau of Canada. "Operating expense ratio of property and casualty insurers in Canada from 1990 to 2019." Chart. June 20, 2020. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/
Insurance Bureau of Canada. (2020). Operating expense ratio of property and casualty insurers in Canada from 1990 to 2019. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/
Insurance Bureau of Canada. "Operating Expense Ratio of Property and Casualty Insurers in Canada from 1990 to 2019." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 20 Jun 2020, /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/
Insurance Bureau of Canada, Operating expense ratio of property and casualty insurers in Canada from 1990 to 2019 ÌÇÐÄÆƽâ°æ, /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/ (last visited August 04, 2026)
Operating expense ratio of property and casualty insurers in Canada from 1990 to 2019 [Graph], Insurance Bureau of Canada, June 20, 2020. [Online]. Available: /statistics/471817/operating-expense-ratio-of-property-and-casualty-insurers-in-canada/
