In dollars when occurred, not adjusted for inflation.
Supplementary notes
Release date represents the date figures were accessed.
The source provided the following information:
*Before 2010: "Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program. As of November 20, 2019."
*Since 2010: "Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program."
Insured property losses caused by natural disasters in the United States fluctuated over the past 15 years. In 2024, the insured property losses rose to about billion U.S. dollars, up from almost ** billion U.S. dollars one year earlier. This puts 2024 as the second-highest year in terms of insured property losses due to natural catastrophes since 1999.
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Insurance Information Institute. (January 13, 2026). Insured property losses due to natural disasters in the United States from 1999 to 2024 (in billion U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 25, 2026, from /statistics/428870/insured-property-losses-usa/
Insurance Information Institute. "Insured property losses due to natural disasters in the United States from 1999 to 2024 (in billion U.S. dollars)." Chart. January 13, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 25, 2026. /statistics/428870/insured-property-losses-usa/
Insurance Information Institute. (2026). Insured property losses due to natural disasters in the United States from 1999 to 2024 (in billion U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 25, 2026. /statistics/428870/insured-property-losses-usa/
Insurance Information Institute. "Insured Property Losses Due to Natural Disasters in The United States from 1999 to 2024 (in Billion U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 13 Jan 2026, /statistics/428870/insured-property-losses-usa/
Insurance Information Institute, Insured property losses due to natural disasters in the United States from 1999 to 2024 (in billion U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/428870/insured-property-losses-usa/ (last visited July 25, 2026)
Insured property losses due to natural disasters in the United States from 1999 to 2024 (in billion U.S. dollars) [Graph], Insurance Information Institute, January 13, 2026. [Online]. Available: /statistics/428870/insured-property-losses-usa/
