FDIC stands for Federal Deposit Insurance Corporation.
FDIC-insured commercial banks include the following categories of depository institutions insured by the FDIC: national banks, state chartered banks and trust companies (except savings banks), commercial banks, either national or state chartered, insured by the FDIC, other financial institutions which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice do so or the obligations of which are regarded as deposits for deposit insurance.
The statistic does not include figures for Guam, Puerto Rico, Virgin Islands, and all other United States territories and possessions.
The components of the interest income value are interests on loans and leases, investment securities, trading account assets, federal funds sold and securities purchased, balances due from depository institutions (see the source).
Figures have been rounded.
Release date is date of access.
Citation formats
Interest income of FDIC-insured commercial banks in the U.S. 2000-2024
The interest income of FDIC-insured commercial banks in the United States increased sharply in 2023 and 2024 compared to the previous years. As of 2024, total interest income amounted to over ** U.S. dollars, up from * billion U.S. dollars in 2022. The interest income reported in 2024 was by far the highest reported amount in the observed period.
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FDIC. (April 2, 2025). Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2024 (in billion U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/
FDIC. "Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2024 (in billion U.S. dollars)." Chart. April 2, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/
FDIC. (2025). Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2024 (in billion U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/
FDIC. "Value of Interest Income of Fdic-insured Commercial Banks in The United States from 2000 to 2024 (in Billion U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 2 Apr 2025, /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/
FDIC, Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2024 (in billion U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/ (last visited August 03, 2026)
Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2024 (in billion U.S. dollars) [Graph], FDIC, April 2, 2025. [Online]. Available: /statistics/193065/total-interest-income-of-fdic-insured-us-commercial-banks/
