Europe POS payment methods market share 2030| ��ƽ��

Transaction value and market share of payment methods in total point of sale (POS) transaction value in Europe in 2025, with a forecast for 2030

Payment method used in POS transactions worldwide	Estimated transaction value in U.S. dollars (2025)	Estimated share of transaction value in POS (2025)	Estimated transaction value in U.S. dollars (2030)	Estimated share of transaction value in POS (2030)	% CAGR (2025-2030)
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Release date

March 2026

More information

Region

Belgium, Europe, Denmark, Finland, France, Germany, Italy, Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland, Turkey, United Kingdom

Survey time period

2026

Special properties

The source shared market share figures, whereas transaction values and CAGR have been calculated by ��ƽ�� based on individual figures spread throughout the report. All figures provided are estimates.

Supplementary notes

Transaction value was calculated by ��ƽ�� based on figures published by the source.

The figures provided on "digital wallets" in this statistic include transactions with a mobile device (e.g., a smartphone, a tablet, a wearable device) in a physical store. These are often called either "contactless payments", "tap to pay payments", or "mobile proximity payments", depending on the country. The source also indicates these likely include QR codes as well. However, the source does not provide individual figures for brands (e.g., Apple Pay, etc.) or QR code payments by themselves. Instead, the source openly states their definition of "digital wallet" is "broadly inclusive".

Totals may not equal 100 percent due to rounding.

Citation formats

Debit cards were the most used payment method in physical shops in 2025 in Europe, but its market share is forecast to decrease between 2025 and 2030. Digital wallet, on the other hand, is forecast to have a CAGR of ** percent, with its market share reaching ** percent by 2030. This is according to estimates that defined "digital wallet" in their broadest form possible. Figures include wallets that allow for card payments on a mobile device (e.g., Apple Pay, Google Pay - in this context used in contactless/tap to pay/mobile proximity payments), but also stored value wallets (e.g., PayPal, Alipay, when used in a brick-and-mortar shop) or mobile money wallets (e.g., M-Pesa in Kenya). The source does not separate between the different wallets, nor does it provide figures for individual brands. The growing popularity of wallets is also reflected in a forecast on most used payment methods in e-commerce worldwide.��