Figures prior to 2024 were collected from previous publications by the source.
The source adds the following information: Figures refer to the consolidated results of the Bank, the Atom Employee Benefits Trust, and Atom EBT Limited.
Figures prior to 2019 represent the net operating expense of Atom Bank and Atom Group. From 2019 and onwards, figures represent net operating income/expense of the Atom Group due to a change in reporting style. Â
Atom Bank was not only the first app-only bank in the United Kingdom (UK), but also the first online-only bank to be granted a full UK regulatory license in 2015. From 2017 to 2021, Atom Bank reported a net operating expense, reaching its highest value at million British pounds in 2020. The bank achieved a significant reduction in expenses in 2021, cutting them down to *** million British pounds. Since 2022, it has started to report operating profit instead. The bank's net operating income in 2022 was million British pounds, and it continued to grow, reaching **** million British pounds in 2025.
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Atom Bank. (July 16, 2025). Net operating income of Atom Bank from 2017 to 2025 (in million GBP) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 22, 2026, from /statistics/1464843/atom-bank-net-operating-income/
Atom Bank. "Net operating income of Atom Bank from 2017 to 2025 (in million GBP)." Chart. July 16, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 22, 2026. /statistics/1464843/atom-bank-net-operating-income/
Atom Bank. (2025). Net operating income of Atom Bank from 2017 to 2025 (in million GBP). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 22, 2026. /statistics/1464843/atom-bank-net-operating-income/
Atom Bank. "Net Operating Income of Atom Bank from 2017 to 2025 (in Million Gbp)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 Jul 2025, /statistics/1464843/atom-bank-net-operating-income/
Atom Bank, Net operating income of Atom Bank from 2017 to 2025 (in million GBP) ÌÇÐÄÆƽâ°æ, /statistics/1464843/atom-bank-net-operating-income/ (last visited July 22, 2026)
Net operating income of Atom Bank from 2017 to 2025 (in million GBP) [Graph], Atom Bank, July 16, 2025. [Online]. Available: /statistics/1464843/atom-bank-net-operating-income/
