Between 2017 and 2025, HSBC's net interest margin, which reflects the bank's earnings from loans relative to its deposit costs, remained consistently positive. The lowest margins were recorded in the latter half of 2021, reaching **** in both the third and fourth quarters. In contrast, the highest margin was reported in the second quarter of 2023 at ****, followed closely by **** in the third quarter. As of the third quarter of 2025, the net interest margin has slightly increased to ****,*compared to the previous quarter.
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HSBC. (October 28, 2025). Net interest margin of HSBC from 4th quarter 2017 to 3rd quarter 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/
HSBC. "Net interest margin of HSBC from 4th quarter 2017 to 3rd quarter 2025." Chart. October 28, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/
HSBC. (2025). Net interest margin of HSBC from 4th quarter 2017 to 3rd quarter 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/
HSBC. "Net Interest Margin of Hsbc from 4th Quarter 2017 to 3rd Quarter 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Oct 2025, /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/
HSBC, Net interest margin of HSBC from 4th quarter 2017 to 3rd quarter 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/ (last visited July 26, 2026)
Net interest margin of HSBC from 4th quarter 2017 to 3rd quarter 2025 [Graph], HSBC, October 28, 2025. [Online]. Available: /statistics/1427565/net-interest-margin-of-hsbc-by-quarter/