The source adds that the data pertains to "loans for purchase or construction of personal and permanent residential property granted by banks (other monetary financial institutions) to residents in monetary union (households and non-profit institutions serving households) with variable interest rate indexed to the 12-month Euribor rate. [...] The interest rate statistics are the interest rates applied by the resident banking system with regard to loans and deposits."
Citation formats
Monthly volume of housing loans with 12-month Euribor in Portugal 2022-2025
In Portugal, the amount of new loans for residential properties with a variable interest rate indexed to 12-month Euribor has decreased during the period considered. In January 2022, the volume amounted to percent, while, in July 2025, it stood at percent. The lowest figure was registered in December 2022 at percent.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆÆ½â°æ can support your business.
Banco de Portugal. (September 3, 2025). Volume of new loans for residential properties with a variable interest rate indexed to 12-month Euribor in Portugal from January 2022 to July 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 29, 2026, from /statistics/1416921/portugal-volume-of-housing-loans/
Banco de Portugal. "Volume of new loans for residential properties with a variable interest rate indexed to 12-month Euribor in Portugal from January 2022 to July 2025." Chart. September 3, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 29, 2026. /statistics/1416921/portugal-volume-of-housing-loans/
Banco de Portugal. (2025). Volume of new loans for residential properties with a variable interest rate indexed to 12-month Euribor in Portugal from January 2022 to July 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 29, 2026. /statistics/1416921/portugal-volume-of-housing-loans/
Banco de Portugal. "Volume of New Loans for Residential Properties with a Variable Interest Rate Indexed to 12-month Euribor in Portugal from January 2022 to July 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 3 Sep 2025, /statistics/1416921/portugal-volume-of-housing-loans/
Banco de Portugal, Volume of new loans for residential properties with a variable interest rate indexed to 12-month Euribor in Portugal from January 2022 to July 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1416921/portugal-volume-of-housing-loans/ (last visited July 29, 2026)
Volume of new loans for residential properties with a variable interest rate indexed to 12-month Euribor in Portugal from January 2022 to July 2025 [Graph], Banco de Portugal, September 3, 2025. [Online]. Available: /statistics/1416921/portugal-volume-of-housing-loans/