Case Assumptions: Healthcare expenditures are based on national averages and include Medicare Part B and D premiums, Medigap Plan G, and dental insurance, as well as out-of-pocket expenses for hospitalization, doctors, tests, prescriptions, dentistry, vision, and hearing care. IRMAA surcharges are not factored into forecasts because Medicare Part A is believed to be free in retirement. Each couple applies for Social Security benefits at age 65 and 0 months, and they each receive an adjusted benefit for applying before Full Retirement Age (FRA). Social Security benefits are based on the average household income for 2023, according to predictions from the Social Security Administration.
Citation formats
Forecast retirement healthcare cost index in the U.S. 2023-2047
The retirement healthcare cost index compares the estimated cost of healthcare at retirement against expected social security benefits (before taxes) throughout retirement. The retirement healthcare cost index for a healthy 65-year-old- couple retiring in 2023 in the U.S. is estimated to be **** percent in the first year. In the next ten years, it is projected to rise to ** percent, and by the end of their lives, it is most likely to offset their social security payments.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Healthview services. (October 17, 2022). Forecast retirement healthcare cost index for a healthy 65-year-old couple retiring in the U.S. in 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 01, 2026, from /statistics/1406692/retirement-healthcare-cost-index-in-the-us/
Healthview services. "Forecast retirement healthcare cost index for a healthy 65-year-old couple retiring in the U.S. in 2023 ." Chart. October 17, 2022. ÌÇÐÄÆƽâ°æ. Accessed August 01, 2026. /statistics/1406692/retirement-healthcare-cost-index-in-the-us/
Healthview services. (2022). Forecast retirement healthcare cost index for a healthy 65-year-old couple retiring in the U.S. in 2023 . ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 01, 2026. /statistics/1406692/retirement-healthcare-cost-index-in-the-us/
Healthview services. "Forecast Retirement Healthcare Cost Index for a Healthy 65-year-old Couple Retiring in The U.S. in 2023 ." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 17 Oct 2022, /statistics/1406692/retirement-healthcare-cost-index-in-the-us/
Healthview services, Forecast retirement healthcare cost index for a healthy 65-year-old couple retiring in the U.S. in 2023 ÌÇÐÄÆƽâ°æ, /statistics/1406692/retirement-healthcare-cost-index-in-the-us/ (last visited August 01, 2026)
Forecast retirement healthcare cost index for a healthy 65-year-old couple retiring in the U.S. in 2023 [Graph], Healthview services, October 17, 2022. [Online]. Available: /statistics/1406692/retirement-healthcare-cost-index-in-the-us/
