Klarna use in the U.S. 2026| ��ƽ��

Klarna usage either for online payments or at POS in the United States from 1st quarter 2022 to 1st quarter 2026

Period	Regardless of situation (Consumers who used payment services)	Regardless of situation (All consumers, including non-users of payment services)	Stores, restaurants or other POS (Consumers who used mobile payments)	Stores, restaurants or other POS (All consumers, including non-mobile payment users)	Online (Consumers who used online payments)	Online (All consumers, including non-mobile payment users)
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-
-	-	-	-	-	-	-

Download

Source

Show detailed source information?

Already a member?

Source

Release date

2026

More information

Region

United States

Survey time period

Q1 2022 to Q1 2026

Number of respondents

12,000+ per country

Age group

18-64 years

Special properties

internet users; For this statistic, two sets of metrics are displayed: "Share of respondents who used payment services [since 2025] / used mobile payments or online payments [up to 2024]" and "Share of total respondents"

Method of interview

Online survey

Supplementary notes

The question was phrased by the source as follows: "Which payment services have you used in the past 12 months? (multi-pick)". In all editions before 2025, the source asked two questions - which were discontinued in 2025: "Which online payment services have you used in the past 12 months? (multi-pick)" and "Which of these services have you used in the past 12 months to pay in stores, restaurants or other points of sale with your smartphone? (multi-pick)".

The countries provided are part of the extended questionnaire within ��ƽ��'s Global Consumer Survey, meaning there are no other countries with this same information. More information on the methodology can be found here.

For countries/territories receiving the extended questionnaire, the Global Consumer Survey utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and a higher number of interviews available for analysis, allowing you to adequately analyze smaller target groups, media, and brands.

Citation formats

Klarna adoption in the United States has slowly increased over the period under review, indicating a growing use among consumers. Among respondents who had used mobile or online payment services in the past 12 months, around *** percent reported using Klarna as of early 2026. Measured against the total respondent base, including non-users of digital payments, this corresponded to around **** percent. The data come from ��ƽ��’s Consumer ��ƽ�� and reflect the share of respondents who said they had used Klarna in the past 12 months. Up to 2024, this metric was derived from two separate questions that distinguished between Klarna use for online payments and for in-store, restaurant, or other point-of-sale transactions made with a smartphone. From 2025 onward, the survey switched to a single question on payment services used in the past 12 months, without separating online and in-store use.