The data comes from the European Consumer Payment Report 2022. The report, published each year, is based on a survey conducted simultaneously in 24 countries in Europe, including Poland. 24,011 European consumers took part in this year's survey.
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Poles who borrowed money or used credit card to pay the bills 2022
In 2022, ** percent of Poles stated that they did not borrow any money or used a credit card to pay the bills in the past six months, percentage points lower than the European average.
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Intrum. (November 1, 2022). Share of people who borrowed money or used credit card to pay the bills in the past 6 months in Poland in 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/
Intrum. "Share of people who borrowed money or used credit card to pay the bills in the past 6 months in Poland in 2022." Chart. November 1, 2022. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/
Intrum. (2022). Share of people who borrowed money or used credit card to pay the bills in the past 6 months in Poland in 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/
Intrum. "Share of People Who Borrowed Money or Used Credit Card to Pay The Bills in The past 6 Months in Poland in 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Nov 2022, /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/
Intrum, Share of people who borrowed money or used credit card to pay the bills in the past 6 months in Poland in 2022 ÌÇÐÄÆƽâ°æ, /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/ (last visited August 04, 2026)
Share of people who borrowed money or used credit card to pay the bills in the past 6 months in Poland in 2022 [Graph], Intrum, November 1, 2022. [Online]. Available: /statistics/1353156/poland-people-who-borrowed-money-or-used-credit-card-to-pay-the-bills/
