As of September 2022, the net interest margin for the South African banking industry reached **** percent, up from **** percent in December of the previous year. The index is calculated using the interest income minus the interest paid divided by interest-earning assets.
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SARB. (November 7, 2022). Net interest margin (NIM) of the banking industry in South Africa from 2013 to 2022 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1349392/net-interest-margin-banking-south-africa/
SARB. "Net interest margin (NIM) of the banking industry in South Africa from 2013 to 2022." Chart. November 7, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1349392/net-interest-margin-banking-south-africa/
SARB. (2022). Net interest margin (NIM) of the banking industry in South Africa from 2013 to 2022. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1349392/net-interest-margin-banking-south-africa/
SARB. "Net Interest Margin (Nim) of The Banking Industry in South Africa from 2013 to 2022." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 7 Nov 2022, /statistics/1349392/net-interest-margin-banking-south-africa/
SARB, Net interest margin (NIM) of the banking industry in South Africa from 2013 to 2022 ÌÇÐÄÆÆ½â°æ, /statistics/1349392/net-interest-margin-banking-south-africa/ (last visited July 26, 2026)
Net interest margin (NIM) of the banking industry in South Africa from 2013 to 2022 [Graph], SARB, November 7, 2022. [Online]. Available: /statistics/1349392/net-interest-margin-banking-south-africa/