The cost-to-income ratio is a key financial measure to aid in a bank's valuation. It is calculated by dividing operating costs by operating income, and as such, a lower ratio indicates a more profitable bank. As of 2022, ABSA bank had the most favorable cost-to-income ratio, with a value of **** percent. FirstRand ranked second in the same period, with a ratio of **** percent.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Absa Group. (November 6, 2023). Cost-to-income ratio of leading South African banks as of 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. "Cost-to-income ratio of leading South African banks as of 2022." Chart. November 6, 2023. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. (2023). Cost-to-income ratio of leading South African banks as of 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group. "Cost-to-income Ratio of Leading South African Banks as of 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 6 Nov 2023, /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
Absa Group, Cost-to-income ratio of leading South African banks as of 2022 ÌÇÐÄÆƽâ°æ, /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/ (last visited August 05, 2026)
Cost-to-income ratio of leading South African banks as of 2022 [Graph], Absa Group, November 6, 2023. [Online]. Available: /statistics/1119351/cost-to-income-ratio-of-banks-in-south-africa/
