The loss ratio for standalone cyber insurance policies in the United States dropped by percent between 2019 and 2023. In 2023, the loss ratio was ** percent, down from ** percent a year earlier. The loss ratio was calculated by dividing the direct losses and defense costs by the premiums earned.
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Aon. (August 6, 2024). Value of direct written premiums and loss ratio for standalone cyber insurance policies in the United States from 2019 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/
Aon. "Value of direct written premiums and loss ratio for standalone cyber insurance policies in the United States from 2019 to 2023." Chart. August 6, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/
Aon. (2024). Value of direct written premiums and loss ratio for standalone cyber insurance policies in the United States from 2019 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/
Aon. "Value of Direct Written Premiums and Loss Ratio for Standalone Cyber Insurance Policies in The United States from 2019 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 6 Aug 2024, /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/
Aon, Value of direct written premiums and loss ratio for standalone cyber insurance policies in the United States from 2019 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/ (last visited July 30, 2026)
Value of direct written premiums and loss ratio for standalone cyber insurance policies in the United States from 2019 to 2023 [Graph], Aon, August 6, 2024. [Online]. Available: /statistics/1336516/cyber-insurance-premiums-earned-vs-loss-ratio-usa/
