In Hong Kong's banking sector, the default rate on mortgages is very low. In 2024, the delinquency ratio of residential mortgage lending by authorized banking institutions stood at ****. The value of issued mortgages exceeded **** trillion Hong Kong dollars.
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HKMA. (March 10, 2025). Delinquency ratio of residential mortgage lending by authorized banking institutions in Hong Kong from 2016 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 01, 2026, from /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/
HKMA. "Delinquency ratio of residential mortgage lending by authorized banking institutions in Hong Kong from 2016 to 2024." Chart. March 10, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 01, 2026. /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/
HKMA. (2025). Delinquency ratio of residential mortgage lending by authorized banking institutions in Hong Kong from 2016 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 01, 2026. /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/
HKMA. "Delinquency Ratio of Residential Mortgage Lending by Authorized Banking Institutions in Hong Kong from 2016 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 10 Mar 2025, /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/
HKMA, Delinquency ratio of residential mortgage lending by authorized banking institutions in Hong Kong from 2016 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/ (last visited August 01, 2026)
Delinquency ratio of residential mortgage lending by authorized banking institutions in Hong Kong from 2016 to 2024 [Graph], HKMA, March 10, 2025. [Online]. Available: /statistics/1228495/hong-kong-mortgage-delinquency-ratio-at-authorized-institutions/