In 2023, the combined ratio of insurance companies in Hong Kong was **** percent. Thereby, ** percent of expenditure was due to losses, commission fees accounted for around ** percent, and the management expense ratio also amounted to over ** percent. Strong typhoons caused the bad business performance of insurers in 2017.
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Insurance Authority (HK). (September 30, 2024). Commission ratio, management expense ratio, and net loss ratio of insurance businesses in Hong Kong from 2015 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 01, 2026, from /statistics/1228335/hong-kong-performance-of-the-insurance-business/
Insurance Authority (HK). "Commission ratio, management expense ratio, and net loss ratio of insurance businesses in Hong Kong from 2015 to 2023." Chart. September 30, 2024. ÌÇÐÄÆƽâ°æ. Accessed August 01, 2026. /statistics/1228335/hong-kong-performance-of-the-insurance-business/
Insurance Authority (HK). (2024). Commission ratio, management expense ratio, and net loss ratio of insurance businesses in Hong Kong from 2015 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 01, 2026. /statistics/1228335/hong-kong-performance-of-the-insurance-business/
Insurance Authority (HK). "Commission Ratio, Management Expense Ratio, and Net Loss Ratio of Insurance Businesses in Hong Kong from 2015 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 30 Sep 2024, /statistics/1228335/hong-kong-performance-of-the-insurance-business/
Insurance Authority (HK), Commission ratio, management expense ratio, and net loss ratio of insurance businesses in Hong Kong from 2015 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/1228335/hong-kong-performance-of-the-insurance-business/ (last visited August 01, 2026)
Commission ratio, management expense ratio, and net loss ratio of insurance businesses in Hong Kong from 2015 to 2023 [Graph], Insurance Authority (HK), September 30, 2024. [Online]. Available: /statistics/1228335/hong-kong-performance-of-the-insurance-business/
