The cost/income ratio of the SEB decreased overall between 2009 and 2024, albeit with slight fluctuations. The highest ratio during this period was observed in 2010 at **** percent. In 2019 and 2020, the ratio was at **** percent, while it declined to **** in 2024, one of the lowest rate recorded during this period. The declining ratio since 2010 indicates that the bank has become more cost-efficient over the observed period.
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SEB Bank. (March 3, 2025). Cost/income ratio of SEB from 2009 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 29, 2026, from /statistics/1050235/cost-income-ratio-of-seb/
SEB Bank. "Cost/income ratio of SEB from 2009 to 2024." Chart. March 3, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 29, 2026. /statistics/1050235/cost-income-ratio-of-seb/
SEB Bank. (2025). Cost/income ratio of SEB from 2009 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 29, 2026. /statistics/1050235/cost-income-ratio-of-seb/
SEB Bank. "Cost/Income Ratio of Seb from 2009 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 3 Mar 2025, /statistics/1050235/cost-income-ratio-of-seb/
SEB Bank, Cost/income ratio of SEB from 2009 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1050235/cost-income-ratio-of-seb/ (last visited July 29, 2026)
Cost/income ratio of SEB from 2009 to 2024 [Graph], SEB Bank, March 3, 2025. [Online]. Available: /statistics/1050235/cost-income-ratio-of-seb/