* Chipknip was an electronic wallet, exclusively used in the Netherlands. It existed from 1996 to 2015, and is not in use anymore.
Percentage points exceeding 100 percent are probably due to rounding. The source mentions that the "share of credit card payments on the total number of transactions is 0.4 percent (in 2018), which is slightly below the 0.5 percent in previous years."
Citation formats
Share of cash, debit cards and credit cards in POS in the Netherlands 2010-2020
What percent of transactions in the Netherlands are with credit cards? Dutch consumers used credit cards for roughly *** percent of their transactions at bars, restaurants, shops, hotels and other points of sale in 2020. Contactless payments with a debit card, on the other hand, made up ** percent of all transactions that year, whereas the share of cash payments had dropped to ** percent. The Netherlands ranked as the European country where cash money was used the least.
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DNB. (July 28, 2021). Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2020, based on transaction volume [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/
DNB. "Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2020, based on transaction volume." Chart. July 28, 2021. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/
DNB. (2021). Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2020, based on transaction volume. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/
DNB. "Distribution of Payment Methods Used at Pos (Points of Sale) in The Netherlands from 2010 to 2020, Based on Transaction Volume." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Jul 2021, /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/
DNB, Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2020, based on transaction volume ÌÇÐÄÆƽâ°æ, /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/ (last visited July 28, 2026)
Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2020, based on transaction volume [Graph], DNB, July 28, 2021. [Online]. Available: /statistics/1032423/volume-share-of-pos-payments-in-the-netherlands-by-method/
