Australia's financial year runs from July of one year to June of the following year; for example, financial year 2017 starts on July 1, 2016 and ends on June 30, 2017.
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Share of mortgage-free homeowners Australia FY 2001-2020
While the share of Australian households occupied by homeowners without a mortgage has decreased overall since financial year 2001, the value has fluctuated in recent years to sit at 29.5 percent in financial year 2020. Homeowners in Australia have had to compete with rising housing related costs, with the high house price to income ratio in recent years.
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Australian Bureau of Statistics. (May 25, 2022). Share of households occupied by homeowners without a mortgage across Australia from financial year 2001 to 2020 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 29, 2026, from /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/
Australian Bureau of Statistics. "Share of households occupied by homeowners without a mortgage across Australia from financial year 2001 to 2020." Chart. May 25, 2022. ÌÇÐÄÆƽâ°æ. Accessed July 29, 2026. /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/
Australian Bureau of Statistics. (2022). Share of households occupied by homeowners without a mortgage across Australia from financial year 2001 to 2020. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 29, 2026. /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/
Australian Bureau of Statistics. "Share of Households Occupied by Homeowners without a Mortgage across Australia from Financial Year 2001 to 2020." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 25 May 2022, /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/
Australian Bureau of Statistics, Share of households occupied by homeowners without a mortgage across Australia from financial year 2001 to 2020 ÌÇÐÄÆƽâ°æ, /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/ (last visited July 29, 2026)
Share of households occupied by homeowners without a mortgage across Australia from financial year 2001 to 2020 [Graph], Australian Bureau of Statistics, May 25, 2022. [Online]. Available: /statistics/1031066/australia-household-share-with-mortgage-free-homeowners/
