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PZU Insurance of Poland was the leading company operating in Poland in 2019, with a ** percent market share. TALANX (Germany) and ERGO Group finished the leading three insurance groups in Poland with market shares of ** percent and ** percent, respectively.  

Gross written premiums

 

    Gross written premium for life insurance (marriage, annuity, accident, sickness, etc.) amounted to **** billion zloty, non-life insurance (motor vehicle, fire, and other property damage, etc.) amounted to **** billion zloty in 2021. In contrast to gross life insurance premiums written, the value of non-life insurance premiums increased compared to the previous year. The market share of life insurance business in terms of gross premium (ratio of gross life insurance premium to total gross premium) has been decreasing since 2012 and reached the lowest level in 2019 at **** percent. The largest group of insurances in terms of the premium collected were capital fund-linked life insurances. As far as non-life insurance is concerned, the highest value of gross premiums written was achieved by motor vehicle insurance.  

Gross claims

 

    The total value of claims paid by insurers in 2021 amounted to **** billion zloty for life insurance and nearly **** billion zloty for non-life and motor insurance. Only the latter recorded an increase in the indemnities paid out on the previous year. The largest share in the payment of claims from non-life insurance was represented by Casco insurance of land vehicles.