This question was phrased by the source as follows: "In your country, to what
extent can small- and medium-sized enterprises (SMEs) access
finance they need for their business operations through the
financial sector?" [1 = not at all; 7 = to a great extent]"
The numbers provided are the weighted average from a survey which took place in 2019. Belgium was not included in 2019, but the source used data from the same survey question in 2018. The exact number of respondents and weight per country were as follows:
Belgium - 2018: 56 respondents with a weight of 48.1 percent;
Luxembourg - 2019: 44 respondents with a weight of 56.5 percent;
Netherlands - 2019: 87 respondents with a weight of 56.4 percent.
Citation formats
Ranking of ease of access to loans for SMEs in the Benelux region 2019, by country
Of the Benelux countries, Luxembourg has the highest score when it comes to the ease of access of loans. The Global Competitiveness Index (GCI) combines *** indicators that capture concepts that matter for productivity and long-term prosperity. These indicators are grouped into ** pillars: institutions, infrastructure, macroeconomic environment, health and primary education, higher education and training, goods market efficiency, labor market efficiency, financial market development, technological readiness, market size, business sophistication, and innovation. These pillars are in turn organized into three subindexes: basic requirements, efficiency enhancers, and innovation and sophistication factors. The three subindexes are given different weights in the calculation of the overall Index, depending on each economy’s stage of development, as proxied by its GDP per capita and the share of exports represented by raw materials.
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World Economic Forum. (August 8, 2019). In your country, how easy is it for SMEs to obtain a loan? [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/
World Economic Forum. "In your country, how easy is it for SMEs to obtain a loan?." Chart. August 8, 2019. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/
World Economic Forum. (2019). In your country, how easy is it for SMEs to obtain a loan?. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/
World Economic Forum. "In Your Country, How Easy Is It for Smes to Obtain a Loan?." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 8 Aug 2019, /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/
World Economic Forum, In your country, how easy is it for SMEs to obtain a loan? ÌÇÐÄÆƽâ°æ, /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/ (last visited August 05, 2026)
In your country, how easy is it for SMEs to obtain a loan? [Graph], World Economic Forum, August 8, 2019. [Online]. Available: /statistics/613915/ranking-of-ease-of-access-to-loans-in-the-benelux-by-country/
