As of 2023, approximately ** percent of MSME loans in Indonesia had a tenor of between one and five years. Meanwhile, around **** percent had a tenor of over five years.
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Asian Development Bank. (November 12, 2025). Distribution of loans for micro, small, and medium enterprises (MSMEs) in Indonesia in 2023, by tenor [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 24, 2026, from /statistics/1546469/indonesia-msme-loans-by-tenor/
Asian Development Bank. "Distribution of loans for micro, small, and medium enterprises (MSMEs) in Indonesia in 2023, by tenor." Chart. November 12, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 24, 2026. /statistics/1546469/indonesia-msme-loans-by-tenor/
Asian Development Bank. (2025). Distribution of loans for micro, small, and medium enterprises (MSMEs) in Indonesia in 2023, by tenor. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 24, 2026. /statistics/1546469/indonesia-msme-loans-by-tenor/
Asian Development Bank. "Distribution of Loans for Micro, Small, and Medium Enterprises (Msmes) in Indonesia in 2023, by Tenor." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 12 Nov 2025, /statistics/1546469/indonesia-msme-loans-by-tenor/
Asian Development Bank, Distribution of loans for micro, small, and medium enterprises (MSMEs) in Indonesia in 2023, by tenor ÌÇÐÄÆÆ½â°æ, /statistics/1546469/indonesia-msme-loans-by-tenor/ (last visited July 24, 2026)
Distribution of loans for micro, small, and medium enterprises (MSMEs) in Indonesia in 2023, by tenor [Graph], Asian Development Bank, November 12, 2025. [Online]. Available: /statistics/1546469/indonesia-msme-loans-by-tenor/