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Distribution of interest-only mortgage borrowers in the United Kingdom (UK) in 2022, by capital pay off plan

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Source

Release date

2023

Region

United Kingdom

Survey time period

February 1 to June 6, 2022

Number of respondents

19,145 respondents

Special properties

18,889 via an online survey and 256 via telephone interviews

Method of interview

Telephone interviews and online survey

Supplementary notes

The source does not provide any information regarding percentage points exceeding 100 percent

Citation formats

Interest-only mortgage borrowers' plans to pay off mortgage capital in the UK 2022

Published by ÌÇÐÄÆƽâ°æ Research Department, Nov 24, 2023

In 2022, selling assets was the most popular option among interest-only mortgage borrowers in the UK to pay off the remaining mortgage capital. The proportion of respondents who intended to sell assets, inheritance, or utilize pensions or savings to finance their mortgage repayments was ** percent. Additionally, about ** percent of respondents planned to sell the mortgaged house to make the repayment and ** percent planned to take out a new type of mortgage to pay off the old mortgage. Many individuals were unaware of their repayment plan or had never considered it, totaling ** percent.

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Topics

Mortgages in the UKHousing market in the U.S.Mortgage industry in the U.S.Mortgage industry worldwide: developed marketsResidential real estate in Europe
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