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Share of adults with bank account in the United States from 2015 to 2024, by ethnicity

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Source

Release date

May 2025

Region

United States

Survey time period

2015 to 2024

Number of respondents

12,000 respondents

Age group

18 years and older

Supplementary notes

The source does not specify the type of survey. The 2024 survey was carried out in October, 2024.

Citation formats

Share of adults with bank account in the U.S. 2015-2024, by ethnicity

Published by K. Scholle, Sep 12, 2025

According to a survey carried out in October 2024, the share of white adult respondents who had a bank account in 2024 was ** percent, ***percent higher than in the previous year. The share of banked Hispanic and Black households dropped by *** percent, while the share of banked Asian households decreased by *** percent. Although the ethnicity with the highest bank account penetration was white, mobile banking penetration showed the opposite trend in 2023. When looking at mobile banking usage among different ethnicities, it can be seen that all non-white families reported a higher usage of mobile banking compared to white families.

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