Financial literacy is defined as the knowledge, skill, confidence, attitude, and behavior of an individual to increase the quality of decision-making and financial management for their welfare.
In 2024, Indonesia's financial literacy index was around percent. Although the index has been increasing since 2013, the national financial literacy was still considerably low and indicates that there was still a substantial portion of the population who does not understand financial service providers, their products, features, advantages, and risks, which hinders the development of Open Finances. This measure consists of a survey to assess the level of knowledge, skills, confidence, attitudes, and behavior related to financial services and products.
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Financial Services Authority (Indonesia). (May 2, 2025). Financial literacy index in Indonesia from 2013 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). "Financial literacy index in Indonesia from 2013 to 2025." Chart. May 2, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). (2025). Financial literacy index in Indonesia from 2013 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia). "Financial Literacy Index in Indonesia from 2013 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 2 May 2025, /statistics/1369454/indonesia-financial-literacy-index/
Financial Services Authority (Indonesia), Financial literacy index in Indonesia from 2013 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/1369454/indonesia-financial-literacy-index/ (last visited July 28, 2026)
Financial literacy index in Indonesia from 2013 to 2025 [Graph], Financial Services Authority (Indonesia), May 2, 2025. [Online]. Available: /statistics/1369454/indonesia-financial-literacy-index/
