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Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2024, by age

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Source

Release date

July 2025

Region

Japan

Survey time period

fiscal year 2024; the fiscal year in Japan starts on April 1 and ends on March 31 of the following year

Number of respondents

27,523*

Supplementary notes

*Loans of the Flat 35 Purchase Program and Guarantee Program approved by the Japan Housing Finance Agency between April 2024 and March 2025 (excluding cases related to refinancing).

Figures may not add up to 100 percent due to rounding by the source.

Citation formats

Breakdown of Flat 35 loan borrowers in Japan FY 2024, by age

Published by ÌÇÐÄÆƽâ°æ Research Department, Nov 29, 2025

In the fiscal year 2024, around ** percent of borrowers using the Flat 35 housing loan in Japan were between 30 and 39 years old. On average, Flat 35 home loan borrowers were **** years old.
Flat 35 loans are long-term fixed interest rate housing loans for up to 35 years that are offered by private financial institutions and securitized or insured by the Japan Housing Finance Agency.

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