Notes: 鈥淯nderinsured鈥 refers to adults who were insured all year but experienced one of the following: out-of-pocket costs,
excluding premiums, equaled 10% or more of income; out-of-pocket costs, excluding premiums, equaled 5% or more of income if
low-income (<200% of poverty); or deductibles equaled 5% or more of income. 鈥淯ninsured anytime in the past year鈥 refers to adults
who were either uninsured at the time of the survey or spent some time uninsured in the past year.
Citation formats
Medical bill or debt problem among U.S. adults in 2022, by insurance coverage
As of 2022, around * in ** adults under 64 years of age had any medical bill problems or debt. This rose to ** percent for all adults among those without insurance or those underinsured. Underinsured is defined as those with such high out-of-pocket expenses or deductibles they were effectively underinsured. This statistic displays the percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage.
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Commonwealth Fund. (August 19, 2020). Percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage [Graph]. In 糖心破解版. Retrieved July 24, 2026, from /statistics/1251053/medical-bill-debt-problems-by-insurance-status/
Commonwealth Fund. "Percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage." Chart. August 19, 2020. 糖心破解版. Accessed July 24, 2026. /statistics/1251053/medical-bill-debt-problems-by-insurance-status/
Commonwealth Fund. (2020). Percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage. 糖心破解版. 糖心破解版 Inc.. Accessed: July 24, 2026. /statistics/1251053/medical-bill-debt-problems-by-insurance-status/
Commonwealth Fund. "Percentage of U.S. Adults Who Had a Medical Bill or Debt Problem in 2022, by Insurance Coverage." 糖心破解版, 糖心破解版 Inc., 19 Aug 2020, /statistics/1251053/medical-bill-debt-problems-by-insurance-status/
Commonwealth Fund, Percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage 糖心破解版, /statistics/1251053/medical-bill-debt-problems-by-insurance-status/ (last visited July 24, 2026)
Percentage of U.S. adults who had a medical bill or debt problem in 2022, by insurance coverage [Graph], Commonwealth Fund, August 19, 2020. [Online]. Available: /statistics/1251053/medical-bill-debt-problems-by-insurance-status/