In 2024, the total value of personal housing loans in China dropped by *** percent compared to the previous year, reflecting a significant decline in the demand of the country's real estate market. The absolute value amounted to **** yuan. On the background of inflating real estate loans, the Chinese government introduced a limit on the share of housing loans which commercial banks can hold on their balance sheets.
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People's Bank of China. (February 14, 2025). Growth rate of the value of personal housing loans in China from 2015 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 03, 2026, from /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/
People's Bank of China. "Growth rate of the value of personal housing loans in China from 2015 to 2024." Chart. February 14, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 03, 2026. /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/
People's Bank of China. (2025). Growth rate of the value of personal housing loans in China from 2015 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 03, 2026. /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/
People's Bank of China. "Growth Rate of The Value of Personal Housing Loans in China from 2015 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 14 Feb 2025, /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/
People's Bank of China, Growth rate of the value of personal housing loans in China from 2015 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/ (last visited August 03, 2026)
Growth rate of the value of personal housing loans in China from 2015 to 2024 [Graph], People's Bank of China, February 14, 2025. [Online]. Available: /statistics/1218211/china-growth-rate-of-personal-housing-loan-value-2020/