The term personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property.
The source does not specify which metric determined the leading carriers, but it is likely based on the value of insurance premiums written.
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Market share of leading personal lines, auto and home insurers in the U.S. 2018
In 2018, the leading fifteen auto insurance carriers in the United States had a combined market share of ** percent, increasing by percent since 2005. Meanwhile, the top home insurers held ** percent of the market in 2018.
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McKinsey & Company. (April 1, 2020). Market share of of the leading fifteen carriers in selected insurance sectors in the United States in 2005, 2015 and 2018, by type [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 27, 2026, from /statistics/1132541/market-share-usa-insurance-leading-carriers/
McKinsey & Company. "Market share of of the leading fifteen carriers in selected insurance sectors in the United States in 2005, 2015 and 2018, by type." Chart. April 1, 2020. ÌÇÐÄÆÆ½â°æ. Accessed July 27, 2026. /statistics/1132541/market-share-usa-insurance-leading-carriers/
McKinsey & Company. (2020). Market share of of the leading fifteen carriers in selected insurance sectors in the United States in 2005, 2015 and 2018, by type. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 27, 2026. /statistics/1132541/market-share-usa-insurance-leading-carriers/
McKinsey & Company. "Market Share of of The Leading Fifteen Carriers in Selected Insurance Sectors in The United States in 2005, 2015 and 2018, by Type." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 1 Apr 2020, /statistics/1132541/market-share-usa-insurance-leading-carriers/
McKinsey & Company, Market share of of the leading fifteen carriers in selected insurance sectors in the United States in 2005, 2015 and 2018, by type ÌÇÐÄÆÆ½â°æ, /statistics/1132541/market-share-usa-insurance-leading-carriers/ (last visited July 27, 2026)
Market share of of the leading fifteen carriers in selected insurance sectors in the United States in 2005, 2015 and 2018, by type [Graph], McKinsey & Company, April 1, 2020. [Online]. Available: /statistics/1132541/market-share-usa-insurance-leading-carriers/