Third-party liability+ refers to third-part liability coverage in addition to fire and theft coverage. All-risk is also known as comprehensive coverage.
Supplementary notes
The source added the following information about the calculation: The comparison is based on the monthly premium for a petrol-fueled Volkswagen Polo 1.2 issued in January 2015. The driver is 50 years old, lives in Hilversum, drives 12,000 kilometers annually, and has five claim-free years.
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Monthly motor insurance cost in the Netherlands 2024, by insurer and coverage type
Comprehensive, or all-risk, auto insurance from ANWB in the Netherlands cost approximately ** euros per month as of March 2024. Meanwhile, the average cost for this kind of coverage amounted to euros across all insurers analyzed. ANWB is not only an insurance provider, but also provides roadside assistance, similar to ADAC in Germany or Triple A (AAA) in the United States.
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Independer. (March 4, 2024). Comparison of monthly motor insurance premiums from selected insurers in the Netherlands in March 2024, by policy type (in euros) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 27, 2026, from /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/
Independer. "Comparison of monthly motor insurance premiums from selected insurers in the Netherlands in March 2024, by policy type (in euros)." Chart. March 4, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 27, 2026. /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/
Independer. (2024). Comparison of monthly motor insurance premiums from selected insurers in the Netherlands in March 2024, by policy type (in euros). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 27, 2026. /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/
Independer. "Comparison of Monthly Motor Insurance Premiums from Selected Insurers in The Netherlands in March 2024, by Policy Type (in Euros)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 4 Mar 2024, /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/
Independer, Comparison of monthly motor insurance premiums from selected insurers in the Netherlands in March 2024, by policy type (in euros) ÌÇÐÄÆƽâ°æ, /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/ (last visited July 27, 2026)
Comparison of monthly motor insurance premiums from selected insurers in the Netherlands in March 2024, by policy type (in euros) [Graph], Independer, March 4, 2024. [Online]. Available: /statistics/1110473/netherlands-auto-insurance-premium-by-insurer/
