Syndicate Bank had a credit to deposit ratio of approximately 66 percent at the end of fiscal year 2020. This was lower than the overall CD ratio for Indian public sector banks, which was at approximately 68 percent that year. In April 2020, the bank was merged into Canara Bank.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues; while a very low ratio can mean that the bank is not using its available resources optimally.
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Indian Banks' Association. (July 19, 2021). Credit to deposit ratio of Syndicate Bank from financial year 2018 to 2020 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to deposit ratio of Syndicate Bank from financial year 2018 to 2020." Chart. July 19, 2021. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/
Indian Banks' Association. (2021). Credit to deposit ratio of Syndicate Bank from financial year 2018 to 2020. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to Deposit Ratio of Syndicate Bank from Financial Year 2018 to 2020." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 19 Jul 2021, /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/
Indian Banks' Association, Credit to deposit ratio of Syndicate Bank from financial year 2018 to 2020 ÌÇÐÄÆƽâ°æ, /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/ (last visited August 03, 2026)
Credit to deposit ratio of Syndicate Bank from financial year 2018 to 2020 [Graph], Indian Banks' Association, July 19, 2021. [Online]. Available: /statistics/1072795/india-syndicate-bank-credit-to-deposit-ratio/
