Indonesia: digital payments market penetration rate by segment 2030| ��ƽ��

Penetration rate of digital payments market in Indonesia from 2018 to 2024, with forecasts to 2030, by segment

Characteristic	Digital Commerce	Mobile POS Payments
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Supplementary notes

All figures are estimates. A detailed methodology can be found in the ��ƽ�� Digital Market Outlook.

Definition: The Digital Payments market segment is led by consumer transactions and includes payments for products and services which are made over the Internet, as well as digital payments at point of sale (POS) via digital wallet applications.

Scope:
Includes online processed payment transactions, mobile digital wallet POS payments processed via any connected device at point of sale, digital consumer commerce transactions (e.g., credit card, online payment providers), online cross-border payments and remittance sending.

Excludes the mPOS solutions (dongle payments) for card payments or mobile card readers, business to business payments, electronic banking (e-banking), provision fees from payment providers, payments via social networks, domestic payments and bill splitting services, cross-border payments via traditional service providers (banks, post offices & Western Union, MoneyGram).

Citation formats

In 2024, the penetration rate of digital commerce segment of the digital payment industry in Indonesia reached about ** percent. The Indonesian digital payment industry consists of two leading segments that were estimated to have a penetration rate ranging between ** percent (mobile POS payments) and ** percent (digital commerce) by 2030.