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Penetration rate of online banking worldwide in 2024, by country

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All values are estimates.

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Data provided by ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ are estimates.

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Online banking penetration worldwide 2024, by country

Published by ÌÇÐÄÆƽâ°æ Research Department, Feb 3, 2025

Norway had the highest online banking penetration rate in 2024 with percent. It was followed by Iceland with **** percent, but other Scandinavian countries also ranked high. In contrast, Ethiopia was at the bottom of the ranking with **** percent.
Shown is the estimated percentage of the total population in a given region or country, which makes use of online banking. The shown data are an excerpt of ÌÇÐÄÆƽâ°æ's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to *** countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).

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