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Health insurance in India - statistics & facts

As healthcare expenses escalate and a significant proportion of the population continues to incur out-of-pocket payments in India, having health insurance is becoming an important part of Indian lifestyles. Health insurance is the largest segment in India’s non-life insurance industry.
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Published by Jennifer Mendoza, Dec 17, 2025

Key insights

  • Health insurance resilience index
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Current statistics on this topic

Public Health Programs

Health insurance penetration rate in India FY 2017-2022, by type of scheme

Public Health Programs

Coverage offered by government health insurance schemes in India 2024

Health System

Net incurred claims under health insurance in India FY 2025, by insurer

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Overview

5

Overview

Government health insurance schemes

3

Government health insurance schemes

Private health insurers

4

Private health insurers

Standalone health insurers

5

Standalone health insurers

Leading players

6

Leading players

Consumer opinion

5

Consumer opinion

Further reports

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Health insurance in the United States
Health insurance in the United States
Health insurance in South Korea
Health insurance in South Korea
Health insurance in China
Health insurance in China
Health insurance industry in Japan
Health insurance industry in Japan
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