Private credit in the U.S. - statistics & facts
Private credit in the United States has surged in recent years, surpassing well above one trillion U.S. dollars in assets under management (AUM) and underscoring the industry's growing significance in the financial landscape. This asset class involves non-bank institutions providing loans directly to companies, bypassing traditional channels. The market has gained traction due to its potential for higher yields compared to public markets, attracting institutional investors like pension funds, insurance companies, and endowments. Currently, private credit represents a crucial financing source for small and medium-sized companies, which often find it challenging to secure loans from traditional banks. This growth is also fueled by regulatory changes that have led to tighter bank lending conditions, creating fertile ground for private credit expansion.
