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Mortgages in Australia

Statistics report on mortgages in Australia

This report presents a selection of statistics and facts on mortgages and housing finance in Australia, focusing in on home loan lending to owner-occupiers and investors, as well as first-time home buyers and the path to accessing Australia's property market.

Table of contents

Overview

7
  • Premium Statistic Quarterly real house price index Australia 2015-2025
  • Premium Statistic Quarterly house price to income ratio Australia 2015-2025
  • Basic Statistic Household lending value Australia 2015-2025
  • Basic Statistic Monthly growth in housing finance Australia 2022-2024
  • Premium Statistic Average owner occupier mortgage interest rate Australia 2025, by rate type
  • Premium Statistic Average home loan interest rate Australia 2024, by state
  • Premium Statistic Average housing loan interest rate Australia 2020-2026, by mortgage type

Mortgage lenders

8
  • Premium Statistic Leading mortgage providers Australia 2020-2024, by market share
  • Premium Statistic Largest mortgage providers in Australia 2025, by gross lending value
  • Premium Statistic Commonwealth Bank of Australia home loan lending value 2018-2025
  • Premium Statistic Westpac Australia home loan lending value 2022-2024
  • Premium Statistic National Australia Bank group home loan lending value 2018-2024
  • Premium Statistic ANZ Bank home loan lending value 2018-2024
  • Premium Statistic Share of mortgage holders who negotiated a better interest rate Australia 2024
  • Premium Statistic Consumer view on switching mortgage lender for a better deal Australia 2024

Owner-occupiers

7
  • Basic Statistic Household lending value to owner occupiers Australia 2016-2025
  • Basic Statistic Number of new home loan commitments to owner occupiers Australia 2015-2024
  • Basic Statistic Number of new home loan commitments to owner occupiers Australia 2024, by state
  • Premium Statistic Estimated monthly mortgage repayments for existing property Australia 2023
  • Premium Statistic Estimated monthly mortgage repayments for newly built property Australia 2023
  • Premium Statistic Average remaining home loan balance Australia 2024, by state
  • Premium Statistic Share of owner occupier mortgage holders at risk Australia 2020-2025

First home buyers

7
  • Basic Statistic Household lending value to first home buyers Australia 2015-2025, by type
  • Basic Statistic Household lending value to first home buyers Australia 2024, by state
  • Basic Statistic Monthly household lending value to first home buyers Australia 2020-2024, by type
  • Basic Statistic Number of new loan commitments to first home buyers Australia 2015-2024, by borrower
  • Basic Statistic Number of new loan commitments to first home buyers Australia 2024, by state
  • Premium Statistic First home buyer income share spent on home mortgage payments Australia 2025, by city
  • Premium Statistic First home buyer income share spent on unit mortgage payments Australia 2025, by city

Investors

3
  • Basic Statistic Household lending value to investors Australia 2015-2025
  • Basic Statistic Number of new home loan commitments to investors Australia 2020-2024
  • Basic Statistic Number of new home loan commitments to investors Australia 2024, by state
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