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The value of household investments in currency and deposits in the Benelux countries (Belgium, Luxembourg and the Netherlands) from 2013 to the second quarter of 2020 (in euros per capita) varies. In 2018, the investments of Belgian households in currency and deposits were worth approximately 2006 euros per capita. In the second quarter of 2020, this number had risen to almost 2295 euros per capita.

The monetary policy of the European Central Bank (ECB) maintains artificially low interest rates in an effort to increase inflation on the European continent. As a consequence, locking money away in a savings account becomes less lucrative. Despite that, the saving rate of households in the Netherlands is forecasted to experience an increase.