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This statistic displays the median separate prescription drugs deductibles for bronze and silver health care plans in the United States as of 2014. The median separate deductible for a silver plan where all prescriptions are subject to deductible was 400 U.S. dollars. A deductible is set as the amount one must pay for covered medical services before the insurance begins paying. The plans differ based on the actuarial value which is the average percentage of health care expenses that are paid for the by plan, rather than out-of-pocket.