Online banking: percentage of users by education level 2022

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Percentage of online banking service users in the European Union (EU-28) in 2022, by education level

Percentage of online banking users by education level EU-28 2022

Last update:

Dec 18, 2025

Author:

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Region:

Survey time period:

From 01/01/2022 to 31/12/2022

This statistic presents the percent of online banking service users in the European Union (EU-27) in 2022, by education level. Eighty-one percent of Europeans with higher education had conducted an online banking transaction during that year.

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Percentage of online banking service users in the European Union (EU-28) in 2022, by education level

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