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Bank of America's return on assets (ROA) - calculated by dividing net income by its average total assets - increased significantly between the first quarter of 2012 and the third quarter of 2025. The ROA was 0.98 percent in the third quarter 2025, up from 0.83 percent in the previous quarter. In the observed period, the ROA of the bank was the highest in the first quarter of 2019, and the lowest in the third quarter of 2012, at 0.06 percent.