Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race
Characteristic
Very likely
Somewhat likely
Somewhat unlikely
Very unlikely
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The results had a margin of error of +/-2.54 percentage points.
The respondents consisted of a representative sample.
This question was phrased by the source as follows: "From what you’ve read and heard, how likely would you be to use a government-issued central bank digital currency (CBDC)?"
Missing percentage points to 100 percent or percentage points exceeding 100 percent are probably due to rounding.
Citation formats
CBDC user interest in the U.S. 2023, by age, gender, income, race
Less than *** out of **** Americans would likely use a CBDC if offered one, according to a survey held in early 2023. The source does add that men, younger people, and Black Americans were more likely than the other surveyed group to use such a virtual currency. It should be noted that at the time of the survey, the concept of a CBDC was still relatively new in the United States. The U.S. Fed announced only in November 2022 it would actively research such a coin in a proof-of-concept pilot. This was much later than other countries researching CBDC. By the end of 2022, more than 100 countries across the world were involved in the creation of their own CBDC. According to the source, nearly half of all respondents to its survey had not yet formed an opinion on the matter - as the majority did not know yet where a CBDC was.
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Cato Institute. (April 27, 2023). Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/1398772/cbdc-demographics-usa/
Cato Institute. "Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race." Chart. April 27, 2023. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/1398772/cbdc-demographics-usa/
Cato Institute. (2023). Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/1398772/cbdc-demographics-usa/
Cato Institute. "Share of Respondents Who Said They Were Interested in Using a Central Bank Digital Currency (Cbdc) in The United States from 2023, by Age, Gender, Income, and Race." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 27 Apr 2023, /statistics/1398772/cbdc-demographics-usa/
Cato Institute, Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race ÌÇÐÄÆÆ½â°æ, /statistics/1398772/cbdc-demographics-usa/ (last visited July 20, 2026)
Share of respondents who said they were interested in using a central bank digital currency (CBDC) in the United States from 2023, by age, gender, income, and race [Graph], Cato Institute, April 27, 2023. [Online]. Available: /statistics/1398772/cbdc-demographics-usa/