*Additional assumptions: childless spouses working in the business sector are saving for their own contribution. Each of them earns the average salary in their respective city (adjusted for inflation). Future mortgagees spend 15% of their net income on their own contribution. The money is accumulated in a deposit that will provide 1.00% yield per annum (adjusted for inflation, not including the capital gains tax). The deposit has monthly capitalization.
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Saving time for the own contribution to buy an apartment in Poland 2020, by city
In the third quarter of 2020, it would take between 28 months (Katowice) and 39 months (Warsaw) to save for a 10 percent own contribution to purchase a new 55m2 apartment. The average result for the sixteen compared locations amounted to two years and nine months.
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RynekPierwotny.pl. (March 21, 2021). Comparison of saving time for the own contribution needed to buy a new apartment in Poland in 3rd quarter 2020, by major cities* (in months) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 04, 2026, from /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/
RynekPierwotny.pl. "Comparison of saving time for the own contribution needed to buy a new apartment in Poland in 3rd quarter 2020, by major cities* (in months)." Chart. March 21, 2021. ÌÇÐÄÆƽâ°æ. Accessed August 04, 2026. /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/
RynekPierwotny.pl. (2021). Comparison of saving time for the own contribution needed to buy a new apartment in Poland in 3rd quarter 2020, by major cities* (in months). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 04, 2026. /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/
RynekPierwotny.pl. "Comparison of Saving Time for The Own Contribution Needed to Buy a New Apartment in Poland in 3rd Quarter 2020, by Major Cities* (in Months)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 21 Mar 2021, /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/
RynekPierwotny.pl, Comparison of saving time for the own contribution needed to buy a new apartment in Poland in 3rd quarter 2020, by major cities* (in months) ÌÇÐÄÆƽâ°æ, /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/ (last visited August 04, 2026)
Comparison of saving time for the own contribution needed to buy a new apartment in Poland in 3rd quarter 2020, by major cities* (in months) [Graph], RynekPierwotny.pl, March 21, 2021. [Online]. Available: /statistics/1230324/poland-saving-time-for-the-own-contribution-to-buy-an-apartment-by-city/
