Judgment of financial institutions' attitude toward lending as perceived by responding enterprises (only for at the time of the survey). Possible answer choices:
accommodative, 2. not so severe, 3. severe
Calculation method of the diffusion index: DI (% points)= percentage share of enterprises responding choice 1 minus percentage share of enterprises responding choice 3.
Citation formats
Financial institutions' lending attitude DI in Japan 2019-2025, by company size
According to the results of the Tankan survey, conducted from August to September 2025, the Diffusion Index (DI) of companies in Japan that evaluated the lending attitude of financial institutions stood at ** points.
°Õ³ó±ðÌýTankan survey stands for the Short-Term Economic Survey of Enterprises in Japan. It is conducted once in three months with the aim of providing an accurate picture of business trends of enterprises in Japan. The target of the survey are private enterprises (excluding financial institutions) in the country with a capital of 20 million Japanese yen and more.
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Bank of Japan. (October 1, 2025). Diffusion Index (DI) of the lending attitude of financial institutions in Japan from September 2019 to September 2025, by company size [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/
Bank of Japan. "Diffusion Index (DI) of the lending attitude of financial institutions in Japan from September 2019 to September 2025, by company size." Chart. October 1, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/
Bank of Japan. (2025). Diffusion Index (DI) of the lending attitude of financial institutions in Japan from September 2019 to September 2025, by company size. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/
Bank of Japan. "Diffusion Index (Di) of The Lending Attitude of Financial Institutions in Japan from September 2019 to September 2025, by Company Size." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Oct 2025, /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/
Bank of Japan, Diffusion Index (DI) of the lending attitude of financial institutions in Japan from September 2019 to September 2025, by company size ÌÇÐÄÆƽâ°æ, /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/ (last visited July 31, 2026)
Diffusion Index (DI) of the lending attitude of financial institutions in Japan from September 2019 to September 2025, by company size [Graph], Bank of Japan, October 1, 2025. [Online]. Available: /statistics/1219704/japan-financial-institutions-lending-attitude-di-by-company-size/
