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Credit card figures in Poland reached around 5.08 million in 2025, a slight decrease from previous years. They accounted for roughly 11 percent of payment cards. Debit cards were found more often in the country, as the data for 2025 shows there were around 41.31 million of these cards. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used, as there are considerable differences within Europe when it comes to the use of certain payment methods.