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The Tier 1 capital ratio of all *** of the Netherlands' biggest banks far exceeded the minimum requirements, indicating a high level of financial strength among the **** retail and *** specialist banks. The Tier 1 capital ratio measures a bank's core equity capital divided by its total risk-weighted assets (RWA). In its current form in the third Basel Accord, known as Basel III, financial institutions must maintain a ratio above a certain minimum to ensure that they are protected against unexpected losses, such as those that occurred during the financial crisis. The minimum was set at *** percent.

In 2022, ING Bank was the biggest bank in the Netherlands based on assets. In the second half of 2022, ING Bank's Tier 1 capital ratio stood at **** percent.